A tradeline is simply any account that appears in your credit file, including mortgages, auto loans, student loans, and credit cards. Tradelines are important because your credit report depends entirely on how you manage your tradelines, and maintaining a positive credit record is essential for financial success.
There are many ways to add tradelines to your credit record, such as opening a credit card or getting a loan. The best way to build a positive credit file long-term is to open your own primary tradelines and keep them in good standing by always making payments on time.
However, when you open new accounts, especially if you have a limited credit history, they will have no age and often they will have low credit limits, which could actually hurt your credit score temporarily. As an alternative, you could add an authorized user tradeline to your credit file.
Our tradelines are only for boosting credit and decreasing debt ratio purposes, our tradelines will be posted for 60-90 days, in hopes you can apply for your goal.
Please submit a request in order to get an appointment set to review our tradeline inventory. Our tradeline inventory is updated on a daily basis.